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Casualty - Liability or loss resulting from an accident. Change in Net Premiums Written (IRIS) - The annual percentage change in Net Premiums Written. A company should demonstrate its ability to support controlled business growth with quality surplus growth from strong internal capital generation. Unauthorized Use: Use of a credit card by someone who is not the authorized user. It can happen when a credit card is lost or stolen, which can then be used for making purchases without the knowledge of the authorized users.
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A form signed by the insured when he or she takes delivery of the car from the repairer. It certifies that he or she is satisfied with the vehicle operations, appearance, and visible quality of the repairs. An injury sustained by a person. Arbitration: Arbitration is an alternative dispute resolution technique that requires both parties involved to resolve the dispute out of court. Here, the judgment is pronounced by one or more person (arbitrator) agreed to by both the parties. The parties involved in a dispute are bound to accept the decision given by the arbitrators or arbitral tribunal. In credit card industry, the consumers have to accept a mandatory and binding arbitration to receive a card, which requires both the parties to keep any dispute out of the court.
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(Also known as). Card member: An individual who owns a card or who is authorized to use a card. Also called 'cardholder'. Annual Interest Rate: This refers to the amount of interest that you are going to pay in a year. It is generally expressed as a percentage of your balance.
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Variable Universal Life Insurance - A combination of the features of variable life insurance and universal life insurance under the same contract. Benefits are variable based on the value of underlying equity investments, and premiums and benefits are adjustable at the option of the policyholder. QUOTE Coverage Area - The geographic region covered by travel insurance.
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